URGENSI LEGALITAS FINANCIAL TECHNOLOGY (FINTECH): PEER TO PEER (P2P) LENDING DI INDONESIA. JYU [Internet]. 24 Desember 2018 [dikutip 21 November 2025];1(2):37-48. Tersedia pada: https://ejournal.unaja.ac.id/index.php/JYU/article/view/155