PENGARUH LOAN TO DEPOSIT RATIO (LDR) PADA KEPUTUSAN PEMBERIAN KREDIT DI PT. BANK RAKYAT INDONESIA AGRONIAGA, TBK TAHUN 2016 – 2021. JURNAL RISET AKUNTANSI JAMBI, [S. l.], v. 4, n. 2, 2021. DOI: 10.35141/jraj.v3i2.190. Disponível em: https://ejournal.unaja.ac.id/index.php/JRAJ/article/view/190. Acesso em: 21 nov. 2025.